The Co-operative Bank

The Co-operative Banking Group

Phone: +44 845 721 2212

First Time Buyers

Looking for the right mortgage to help you with your first step on the property ladder can appear daunting, but rest assured The Co-operative Bank could help.
With a range of new and innovative mortgages to suit all kinds of budgets, there really is something for everybody.
-Mortgage offer available to smile current account, smilemore account, standard current account, current account plus, privilege and privilege premier current account holders only.
-All current account customers must have completed The Co-operative Bank switching service or have paid in at least two consecutive months mandated salary into their Co-operative account to qualify.
-Mortgage must be paid via direct debit from a Co-operative Bank or smile account.
-Please note that if the customer has not switched or mandated two monthly mandated salary payments into the qualifying current account on the completion day, funds will not be released to the customer.
-We reserve the right to switch customer to SVR if salary is no longer mandated via a
-Co-operative Bank or smile account.


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