Buy-to-Let

Mortgage Loan

Whether you’re starting or expanding your property portfolio, we’re here to help you get the right deal with our range of buy-to-let mortgage rates.

-you are at least 25 years old and not over 75 years at the end of your mortgage term,
-this is not your first mortgage,
-the property is in good condition and not divided into separate units,
-your sole or joint income (excluding rental income) before tax is at least £35,000,
-you have no more than three Buy-to-Let mortgages or a total loan amount of no more than £2 million within the Retail Division of Lloyds Banking Group*,
-your property is being used for rental purposes,
-you meet all of the standard criteria for a mortgage.

-Mortgages available for up to 75% of the property’s value.
-Up to 65% of the property’s value for new-build properties.
-Your income and the rental income will be considered.
-Or the lending decision can be based solely on the expected rental income

http://www.lloydstsb.com/mortgages/buy_to_let.asp

You'll just need to let us know the following:

-Income details.
-Bank account details.
-Any existing mortgage details.
-Address details for the last 3 years.
-Any outstanding financial commitments.

You could choose to fix for a certain period with a Buy-to-Let fixed-rate mortgage or choose a Buy-to-Let tracker mortgage that follows the Bank of England base rate.

-2-Year Fixed-Rate Mortgages
-2-Year Tracker Mortgages