4-Year Fixed-Rate Mortgages

Remortgage

-Mortgage payments stay the same during the fixed-rate period so they're easier to manage.
-Free standard legal work on a remortgage when borrowing up to £999,999.
-Available if you’re moving your mortgage (remortgaging) from another lender.
-If you’ve got a Lloyds TSB current account and have £1,000 or more a month paid into it, you could apply for our best mortgage rates. These are the rates shown here.

http://www.lloydstsb.com/mortgage/4_year_fixed_rate_remortgages.asp

you’ll need to have the following for all applicants:

-Income details.
-Bank account details.
-Any existing mortgage details.
-Address details for the last 3 years.
-Any outstanding financial commitments.

When you’re remortgaging to us:

-You must have owned the property for at least six months by the time your new mortgage starts.
-If you want to increase your mortgage amount when you are remortgaging, then the most we’ll lend, including any additional

If you’re booking an appointment with one of their mortgage experts, it’s useful to take the following with you:

-Your last three months' payslips.
-Your last three months' bank statements if you want any other income to be considered e.g. rental or investments.
-Your last year's mortgage statements.
-If you’re self-employed, two years' self-assessments.
-If you’re within five years of your planned retirement age or aged 60 or over, your up-to-date forecasts for any state, company and/or personal pensions.