2-Year Fixed-Rate Mortgages

Fixed-Rate Mortgages

If you’re borrowing 75% or less of your home’s value, you can arrange your mortgage on an interest-only or repayment basis. If you want to borrow more than 75%, only repayment mortgages are available.

-Mortgage payments stay the same during the fixed-rate period so they're easier to manage.
-Free Home Harmony service to help you in the first year after buying a home.
-Available if you’re buying a home.
-If you’ve got a Lloyds TSB current account and have £1,000 or more a month paid into it, you could apply for our best mortgage rates. These are the rates shown here.
-No higher lending charge.
-As a current concession during the early repayment charge period you can repay up to 10% of the balance each year without the charge applying.

http://www.lloydstsb.com/mortgage/2_year_fixed_rate_mortgages.asp

-Income details
-Bank account details
-Any existing mortgage details
-Address details for the last 3 years
-Any outstanding financial commitments

If you’re booking an appointment with one of our mortgage experts, it’s useful to take the following with you:

-Your last three months' payslips
-Your last three months' bank statements if you want any other income to be considered e.g. rental or investments
-If you already have an existing mortgage elsewhere, your last year's mortgage statements
-If you’re self-employed, two years' self-assessments
-If you’re within five years of your planned retirement age or aged 60 or over, your up-to-date forecasts for any state, company and/or personal pensions
-And, if you’ve already got your heart set on a property, bring along the sales particulars