11 to 15 Current Account

If you've yet to open your first bank account, we offer two great ways to get started. Our accounts for those aged 11 to 15 and 16 to 18 allow you to manage your money, your way, while earning a top-notch interest rate on the first £500 in your account.

3% AER

aged between 11 and 15 and living permanently in the UK

Competitive interest rate - earn 3.00% AER/2.96% gross (variable) on balances up to £500, as long as you pay some money in each month.
Visa debit card or cash card if you prefer - for access to your bank account at any time from any Santander or LINK cash machine
Monthly statements - see how much money you have, and how much you're spending
Online Banking - for 24-hour access to your bank account
Easy access - Online & mobile Banking, you can get in touch by telephone or at around 1300 Santander branches in the UK
Online Banking: Make the most of your account by using our online Banking service. You can easily check your statements, pay bills, move money and lots more. You will automatically be registered when you apply - read more/see demo.
Mobile banking: If you like to keep up to date with your banking on the go, then our Mobile Banking Service will suit you perfectly - also available as a free iPhone and iPad app from the App Store - read more
Free text message and email alert service - Our alert service offers Online Banking customers the option of setting up Low/high balance and Payment alerts.
No overdraft - so you don't have to worry about spending money you don't have