Fixed Rate Mortgage

With a fixed rate mortgage, the interest rate is fixed for an agreed period, which means your repayments will stay the same during this time.

Your home is security for your mortgage. Other security may be required.

You must be 18 or over. Lending criteria, terms and conditions apply.

Available to both new & existing customers.
Choose from our range of Fixed Rate terms of 2, 3 or 5 years.
Minimum loan amount £30,000 (reduced to £10,000 for our existing mortgage customers).
You will be required to have a current account with us to service the mortgage.
Preferential rates for customers with a lower loan to value.
Choose any repayment term up to 30 years. You will be required to provide us with evidence of affordability in retirement if the mortgage term takes you beyond normal retirement age.
No higher lending charge.
A portable mortgage.
If you repay part or all of your loan within the fixed rate period, there will be an early repayment charge.
At the end of the fixed rate period, your loan will revert to our standard variable rate mortgage.
Get help with costs - find out more about our Cashback Incentive Scheme for first time buyers and switchers.