Hinkley and Rugby Building Society

Hinkley and Rugby Building Society

Phone: +44 (0)800 434 6343

Easy Access Account

Interest Rate
Minimum Balance
-Normally, interest will be paid after deduction of income tax at the appropriate rate. Non-tax payers can reclaim this and are able to register for gross interest payments using HM Revenue & Customs Form R85, which is available from our offices. Higher rate tax payers may have a further tax liability.

Interest on joint accounts will be paid gross if both holders are non-tax payers and sign separate R85s. If one account holder pays tax and the other does not, half of the interest will be paid gross and the other half will be paid after deduction of income tax at the appropriate rate.
-Only one penalty free easy access withdrawal is available per calendar month. Should you need further access to your funds, additional withdrawals can be made subject to 30 days’ loss of interest on the amount withdrawn.

The minimum withdrawal is £250 by cash or cheque and the maximum cash withdrawal limit is £300 per day.

Subject to the conditions set out above, money can be paid out against a cheque from the start of the sixth working day following the day of deposit. Working day means a day other than a Saturday, Sunday or Bank Holiday. Funds are available for immediate withdrawal for all other types of deposit.


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