residential mortgages

Loan

Our residential mortgages give you a good deal over the long term - not just for the first couple of years. We offer a competitive Standard Variable Rate, currently 4.90% - the overall cost for comparison is 5.1% APR - and we calculate interest on a daily basis. We keep our fees as low as possible and you can potentially benefit from our

-Our Current Standard Variable Rate is 4.90% (the overall cost for comparison is 5.1% APR)
-We offer low initial fees and calculate interest on a daily basis, reducing the overall lifetime cost of your borrowing
-We offer a straightforward, individual approach, and consider each application individually
-We reward energy efficient homes and energy saving measures through our range of C-Change discounts
-Mortgages are available on repayment, interest-only or part and part basis
-Mortgage terms are available from 10 years up to 25 years
-You can borrow up to 90% of the property's value, depending on the repayment basis and your income
-We will consider lending funds up front on land or the unimproved value or a building
-We offer a range of flexible features such as payment holidays, underpayments or overpayments (terms and conditions apply).