Charity Loans

Any Purpose Loan

Providing affordable charity loans and loans to social enterprises and other community organisations that benefit people and the planet, is our mission. As a charity and social enterprise ourselves we understand how the sector works and are here to help your organisation.

The Charity Bank can provide charity loan funding from £50,000 up to £1 million (larger facilities may be arranged in partnership with other lenders) for a variety of needs such as:

- Property purchase or refurbishments
- Property development
- Capital investments
- Asset purchases
- Short-term bridging loans including grant bridges
-Working capital loans
- Underwriting facilities for fund-raising programmes
-A range of other requirements

These can be unsecured loans for terms of up to 5 years, or where security is available we can lend up to 25 years.

from £50,000 up to £1 million

The interest rate on borrowing depends on the size, type and length of loan required, but typically varies between 6.5% and 7.5%.

Typical loans from the Charity Bank range from £50,000 up to £1m, with larger deals arranged in partnership with other lenders.

These can be unsecured loans for terms of up to 5 years, or where security is available we can lend up to 25 years.

Early repayments are permitted at no charge, unless you choose to refinance with another bank in the first two years.

We do not require organisations to fit into the requirements of a loan product, but instead we tailor our offering to meet the needs of your organisation, that is our charitable mission.