Halifax

Halifax Bank

Phone: +44 113 242 2229, +44 113 279 8302
Email: security@halifax.co.uk
Name

Fixed rate mortgages up to 80% LTV

Description
If you're looking for peace of mind that the interest rate you pay won't change, a fixed rate mortgage could be the perfect deal for you.
Benefit
-You need to have had a Halifax mortgage for more than 6 months to be able to apply for additional borrowing. Also, your payments must have been up-to-date for the three months before you apply.
-Generally, the minimum you can borrow is £5,000 – but some products may have a higher minimum loan amount, so check their product pages before applying.
-The maximum that you can borrow in total with the existing mortgage and additional borrowing is 80% of the value of your property.
-Additional borrowing is subject to valuation, income, affordability and credit checks – it may be worth checking with a credit agency before contacting them.
-You can add the product fee on to your mortgage on completion but interest will be added.
-There is a £99 further advance arrangement fee. You can pay this up front or add it on to the loan, it’s up to you. If you add the fee on to the loan you will be charged interest.
Interest Rate
http://www.halifax.co.uk/mortgages/further-advanced-fixed-80LTV.asp
Eligibility
-If you have your details and know how much you want to borrow
-And you’re ready to provide some details online

or
-To know how much they could lend you
-To discuss your options
-To apply over the phone or in person
Details
You need to have had a Halifax mortgage for more than 6 months to be able to apply for additional borrowing. Also, your payments must have been up-to-date for the three months before you apply.
Generally, the minimum you can borrow is £5,000 – but some products may have a higher minimum loan amount, so check our product pages before applying.
The maximum that you can borrow in total with the existing mortgage and additional borrowing is 80% of the value of your property.
Additional borrowing is subject to valuation, income, affordability and credit checks – it may be worth checking with a credit agency before contacting us.
You can add the product fee on to your mortgage on completion but interest will be added.
There is a £99 further advance arrangement fee. You can pay this up front or add it on to the loan, it’s up to you. If you add the fee on to the loan you will be charged interest.
Featured
Yes

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