Bank of Scotland

Bank of Scotland

Phone: +44 131 454 1605, +44 131 454 1606,+44 1733 574121,+44 131 339 2573

Gold Account

Great money saving benefits worth up to £420* a year, such as Worldwide and UK Travel Insurance, AA Breakdown Cover and more for only £12 a month.
-Worldwide and UK Travel Insurance
-AA Breakdown Cover
-Mobile Phone Insurance
-Sentinel® Card Protection

-£100 interest and fee-free planned overdraft
-A Visa debit card
-Overdraft buffer
-Grace period if you go over your limit
-Internet and Telephone Banking
current account
Interest Rate
-Per month:1.34%
Service Charge
-do not have a current Gold Account with them
-are aged 18 or over
-are a UK resident
-are an EU national or have permission to stay in the UK for at least 12 months^
-Worldwide and UK Travel Insurance:Worldwide Travel Insurance for you and your partner up to 79 years of age (31 days per trip).
-AA Breakdown Cover: Roadside assistance whether you're in your own car or someone else's.
-Mobile Phone Insurance:Worldwide cover for loss, theft, accidental damage, breakdown and unauthorised calls.
-Sentinel® Card Protection: Help if your credit, debit or store cards are lost/stolen. One membership covers everyone in your household.

-£100 interest and fee-free planned overdraft:Subject to application and approval. How much they lend is subject to their assessment of your circumstances. You must be 18 or over. Overdrafts are repayable in full on demand.
-A Visa debit card:Use in over 500,000 places in the UK and 27 million outlets worldwide.**
-Overdraft buffer:£10 overdraft buffer. No overdraft fees or interest to pay if you go overdrawn (either planned or unplanned) by £10 or less. This £10 buffer is in addition to the interest and fee-free overdraft as part of your Gold Account.
-Grace period if you go over your limit: Pay in enough money before 3.30pm (UK time) to avoid any overdraft fees you may incur that day. The money needs to be immediately available to use, so you could transfer money from another personal account you have with them via Internet Banking or Telephone Banking or pay in cash over the counter in branch.
-Internet and Telephone Banking: Secure services where you can do everything from checking balances and payments to transferring money, and a whole lot more.


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