Bank of Scotland

Bank of Scotland

Phone: +44 131 454 1605, +44 131 454 1606,+44 1733 574121,+44 131 339 2573
Email: security@bankofscotland.co.uk
Name

Classic Account

Category
Description
Make day-to-day banking easier with their Classic Account.
Benefit
-No charge for everyday transactions when you’re in credit.
-A Visa debit card.
-Planned overdrafts.
-£10 overdraft buffer.
-Internet and Telephone Banking.
-Secondary current account.
Type
current account
Interest Rate
-EAR:19.28%
-Per month:1.48%
Service Charge
Free
Eligibility
-do not have a current Classic Account with them (unless applying for a additional account)
-are aged 18 or over
-are a UK resident
-are an EU national or have permission to stay in the UK for at least 12 months
Details
-No charge for everyday transactions when you’re in credit.
-A Visa debit card. You don’t always want to carry lots of cash when you’re out shopping or meeting up with friends. Instead, you can use your Visa debit card to pay directly from your account.
-Planned overdrafts. A planned overdraft can help when you need some extra cash, e.g. if you have an unexpected bill to pay, but your salary isn’t due for a few days. Don’t worry, it’s quick and easy to apply for and set one up. Once approved you can access the money straight away. If you do slip into the red unexpectedly, they may agree to cover your payments with an unplanned overdraft. However, there are charges and interest for planned and unplanned overdrafts. Overdrafts are subject to status and repayable in full on demand.
-£10 overdraft buffer. No overdraft fees or interest to pay if you go overdrawn (either planned/unplanned) by £10 or less.
-Internet and Telephone Banking. Secure services where you can do everything from checking balances and payments to transferring money, and a whole lot more.
-Secondary current account. If you'd like another current account, the Classic Account is also available as a secondary current account if you already have one of their current accounts.
Featured
Yes

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