Royal Bank of Scotland

The Royal Bank of Scotland plc

Phone: +44 131 549 8888,+44 118 963 9698,+44 8457 121 121

YourPoints World MasterCard

-0% on purchases and balance transfers for 13 months
-Pay 0% interest on purchases for 13 months from account opening – and on balance transfers too. Thereafter the standard annual rate will be 17.9% p.a. (variable).
-0% on purchases for 13 months from account opening. Thereafter the standard annual rate for purchases will be 17.9% p.a. (variable).
-0% on balance transfers for 13 months from account opening (2.9% fee, min £5) on any balances you transfer within three months of opening your account. Thereafter the standard annual rate for balance transfers will be 17.9% p.a. (variable).
-2,500 bonus RBS YourPoints that you can use towards flights, holidays and some great brands like M&S, Boots and Amazon.

-Making bill payments easier: A Direct Debit means you’ll always pay your bill on time. Settle the balance in full or just make the minimum payment. We don’t recommend just making the minimum payment and you must have enough money in your account to pay your Direct Debit successfully.

-Credit limit increase: You can ask us to review your credit limit after you’ve had your card for six months.

-Move funds to a bank account: You can transfer money from your YourPoints World Credit Card to any UK bank account. You’ll pay the money transfer interest rate from the date of the transfer. The minimum transfer is £250.

-Interest-free period every month: If you pay your balance (and your previous month's balance) in full and on time each month, you'll enjoy up to 56 days' interest free credit on all purchases once the 0% introductory interest rate has ended.

-No annual fee: We don’t send you a bill just for choosing a YourPoints World Credit Card. In fact, we’ll reward you with 2,500 bonus YourPoints every year instead.

-1% discount on the APR: If you have a Royalties Gold account you are guaranteed a 1% discount on your APR for at least 12 months. Rates variable. The monthly fee for Royalties Gold is £12.95.
Credit Card
Interest Rate
Global Network
MasterCard, CreditCard
Service Type
Credit Card


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