Royal Bank of Scotland

The Royal Bank of Scotland plc

Phone: +44 131 549 8888,+44 118 963 9698,+44 8457 121 121

Platinum Credit Card

-0% balance transfers for 20 months

-Enjoy 0% interest for 20 months on your balance transfers from account opening. And pay 0% on purchases for 6 months from account opening. Thereafter the standard annual rate for balance transfers and purchases will be 17.95% (variable).
-Purchases and balance transfers : For 20 months from account opening you’ll pay 0% interest on your balance transfers providing you transfer your balance within 3 months of opening your account. Thereafter the standard annual rate for balance transfers will be 17.95% (variable).

And for 6 months from account opening you could also pay 0% on your purchases. Thereafter the standard annual rate for purchases will be 17.95% (variable).

There’s just a 2.9% fee when you transfer a balance, with a minimum of £5.

We may end any introductory offer, including any balance transfer offer, if you do not pay on time or stay within your credit limit

Representative 17.9% APR (variable)

This offer is only available online

-Transfer up to a limit of 95% of your credit limit: Balance transfers are limited to 95% of the credit limit so, if your new Platinum Credit Card has a limit of £2000, you could switch up to £1900.

Interest on fees and charges are payable in line with our terms and conditions.

-Interest-free credit: Up to 56 days interest-free credit on purchases if you pay the balance in full and on time and have paid the previous month's balance in full and on time.
-Daily cash advance: Use your Platinum Credit Card to get up to £750 each day (depending on your credit limit) from cash machines worldwide. Subject to a 3% handling fee with a minimum £3.00.
-No annual fee
- Royalties - get more from your credit card : Royalties and Royalties Gold customers will get an initial 1% discount on their APR for at least 12 months. Rates variable. Monthly fee for Royalties account is £6.95. Monthly fee for Royalties Gold account is £12.95. Please log in to online banking and apply using the ‘credit card’ link to take advantage of this offer online. If you do not use digital banking, please call us on 0800 072 1999 (Minicom 0800 028 5304) to apply. Calls may be recorded.
Credit Card
Interest Rate
Service Type
Credit Card


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