Tesco Bank

Tesco Personal Finance PLC

Phone: +44 (0)845 601 0900, ++44 (0)845 678 5678

2 Year Fixed Rate Mortgage

Maximum 60% loan to value. Non-refundable booking fee £195 and product fee £1,300. Early Repayment Charges apply during initial rate period. Our mortgage offers can be withdrawn or changed at any time.
Interest Rate
4.0% APR
-Fix your rate for 2, 3 or 5 years.
-Fixed rate, so you'll know exactly how much you'll pay each month.
A mortgage that lets you choose
It's easy to budget with a fixed monthly payment. Our fixed rate mortgages are flexible too:

Make overpayments – repay up to 20% of your mortgage a year during the initial fixed period, and there's no Early Repayment Charge. After you make an overpayment you can't withdraw the money you've paid.
Choose your payment date - from the 1st to 28th of each month.
Take a payment holiday – after you've made six monthly payments, you could apply for a one month payment holiday. You can take two payment holidays in any 12 month period, and up to six over the term of your mortgage. After a payment holiday, your payments could go up.
Borrow more – made six consecutive monthly payments? You can apply for additional borrowing; handy if you want to build an extension or make home improvements. Choose from our range of rates that are available at the time. Fees may apply. Additional borrowing will increase the total amount you owe, the interest payable and your monthly payments.
Take your mortgage with you - our mortgages are portable, so if you move home in the future, you could keep your rate for your outstanding mortgage balance. Subject to assessment. Fees and charges may apply.

Collect Clubcard points with your Tesco Bank Mortgage
Every month – you'll collect one Clubcard point for every £4 of your monthly mortgage payment.
Overpay and collect – if you make a regular or lump sum overpayment, you'll collect one Clubcard point for every £4 you overpay.
When you won't collect Clubcard po


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