Smile Bank

Phone: +44 (0)8457212212, +44 1481 710527

Fixed Rate Mortgage

Choosing a fixed rate mortgage means you'll be able to budget more easily knowing that your monthly repayments will not change during the fixed rate period.
Interest Rate
See the website.
-Mortgage offer available to smile current account, smilemore account, standard current account, current account plus, privilege and privilege premier current account holders only.
-All current account customers must have completed The Co-operative Bank switching service or have paid in at least two consecutive months mandated salary into their Co-operative account to qualify.
-Mortgage must be paid via direct debit from a Co-operative Bank or smile account.
-Please note that if the customer has not switched or mandated two monthly mandated salary payments into the qualifying current account on the completion day, funds will not be released to the customer.
-We reserve the right to switch customer to SVR if salary is no longer mandated via a Co-operative Bank or smile account.
up to 10% deposit options now available
choose to fix for 2, 3, 5 or 10 years
if you're remortgaging we'll pay your standard legal and basic valuation fees, if you use our recommended solicitors and surveyors
exclusive mortgage deals for existing current account customers - eligibility criteria applies
early repayment charges apply. Set up fees may apply.


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