Scottish Building Society

Scottish Building Society

Phone: +44 (0)131 313 7700,
Fax: +44 0131 313 7711

First Time Buyers

Scottish Building Society is pleased to offer a mortgage to help First Time Buyers get their foot on the property ladder.
Loan Amount
£300,000 - £500,000
Interest Rate
Please see our interest rate information pages for full details.
Applicants must be at least 18 years old on application and normally not more than 70 at end of mortgage term. Minimum mortgage term is 5 years and maximum term is 40 years.
Where Early Repayment Charges apply to any of our mortgages you may be allowed to make overpayments (normally up to 10% of the loan amount per annum) without penalty.

You may be able to borrow back any earlier overpayments with no charge, subject to an affordability assessment.

Mortgages are available for owner occupied residential properties.

All mortgages are subject to a suitable property valuation. For property purchases in Scotland, we can normally use the property valuation contained in the sellers' Home Report provided that it is no more than 3 months old (please speak to our mortgage advisors for further details).


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