Harpenden Building Society

Harpenden Building Society

Phone: +44 01582-765411
Fax: +44 01582-462673
Email: enquiries@harpendenbs.co.uk

Second or Holiday Homes

-This mortgage is for the purchase of an additional property that will either be occupied by a member of the family, used as a holiday retreat or as a pied-a-terre.

-Mortgages can be arranged on either a short or long-term basis depending on individual requirements. We can also take into account various sources of income, such as investment and rental income, as well as the borrower's main income.
Interest Rate
5.3% APR
Age Minimum 18 - no maximum
Minimum loan: £10,000
Maximum loan: £1,000,000
Value of property: Not less than £75,000
Max Loan to Value: 65% of the property value
Current variable rate: From 5.19% *
Overall cost for comparison: 5.3% APR *
Portable: Yes
Ages: Minimum 18 - no maximum
Income capacity: Based on affordability
Property location: England and Wales
Repayment methods: Repayment, interest-only, part & part
Administration Fee: £25
Arrangement Fee: Refer
Valuation Fee: Refer
Legal Fee: Refer
Deeds Release fee: £50
Redemption fee: £75
Available for new purchase: Yes
Available for remortgage: Yes
Early repayment charge: For the first 3 years


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