Earl Shilton Building Society

Earl Shilton Building Society

Phone: +44(0)1455 844422
Fax: +44(0)1455 845857
Email: enquire@esbs.co.uk

5 Year Discount Mortgage

Loan Amount
-£499 -£250,000

-The Society will require a first charge over the property.
-The property must be your main residence, except on a Buy to Let or commercial mortgage.
-To apply for a mortgage you must be aged 18 or over.
-All applications will be subject to status and the Society's mortgage advance conditions.
-A detailed illustration is available on request.
-The minimum application for house purchase is £20,000. For a remortgage the minimum amount is £25,001.
-Minimum term 5 years Maximum term 40 years.
-There are no tied insurances with Earl Shilton Building Society. However, buildings insurance is required. If you wish to arrange your own buildings insurance, the Society charges a standard fee of £25.
-All products are limited and may be withdrawn at any time by the Society.
-Maximum loan to value is 90%. Only 50% may be on Interest Only, the remaining amount must be on a Capital and Interest (repayment) basis. Please see the individual product information.
-Arrangement fees can be added to the loan subject to a maximum loan to value of 75% (excluding the upfront payment). Any arrangement fees paid are not normally refundable.
-There are other fees which could apply to your mortgage. This will be shown in a detailed illustration and will be included in the APR calculation.
-There is a collar of 2.5% on all mortgages.



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