5 Year SVR Tracker

Your interest rate tracks the Society's standard variable mortgage rate (SVR), currently 4.49%, less the agreed discount or plus the agreed percentage for the first 5 years, followed by the Society's standard variable mortgage rate (SVR) until the end of the mortgage.

Maximum loan size is £500,000

Up to 60% -1.70% -2.79% -4.49% -3.9% APR
60.1% to 75% -1.58% -2.91% -4.49% -4.0% APR
75.1% to 85% -0.88% -3.61% -4.49% -4.3% APR
85.1% to 90% +0.32%-4.81% -4.49% -4.8% APR

You:

-can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
-will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage within the first 5 years
-will pay interest calculated daily
-will not be obliged to arrange insurances with the Society
-can move home and move your special offer without having to pay any early repayment charge if you apply and are eligible for a new residential mortgage with us
-must have your main current account with the Society if you are borrowing over 85% loan to value