Professional Mortgage

Mortgage Loan

We offer mortgage deals that are exclusively available to existing Scottish Widows Bank mortgage customers. This could allow you to move your borrowing on to a new fixed or variable interest rate, with options available for loan amounts up to 85% of the value of the property (subject to lending criteria). If you already have a fixed or variable interest rate, other than our Standard Variable Rate, early repayment charges may apply. And with offset available at no extra cost you could use your savings to pay off your mortgage sooner or reduce your monthly mortgage payments.

See the web site.

If you’re 21 or over and a fully qualified:

>accountant (including trainees)
>actuary (including trainees)
>barrister
>dentist
>medical doctor
>optometrist
>pharmacist
>solicitor (including trainees)
>teacher
>vet

Offset is available on all 2 Year Fixed Rate products.
All products have a £195 Redemption Fee which is added to loan on redemption of the mortgage.
Early Repayment Charges apply, see the 'Early repayment charges' table below for details.
Our Professional Mortgage allows you to borrow up to 90% of the purchase price or valuation of your property – whichever is lower.

And we assess each application individually rather than sticking to a rigid formula. It doesn't matter if you’re newly qualified or have spent many years in your profession – whatever stage you are at in your life or career our Professional Mortgage is flexible enough to adapt to your needs.